Resources
Plain-language articles on life insurance topics. Full articles are still being written — each page below works today and links to the coverage calculator.
How Much Life Insurance Do I Need?
A plain-language walkthrough of the factors that drive a coverage-needs estimate.
Term vs. Whole Life Insurance
How the two main types of life insurance differ, and when each fits.
Life Insurance for Veterans
How private life insurance compares to VA-provided coverage for veterans and their families.
VA Life Insurance vs. Private Life Insurance
Comparing VA life insurance programs with private coverage options.
Full article coming soon
VGLI vs. Private Life Insurance: A Guide for Veterans
How VGLI compares to private life insurance for veterans — eligibility, underwriting, and how to protect your options before deciding.
SGLI vs. Private Life Insurance: What Service Members Should Know
How SGLI compares to private life insurance for active-duty service members — coverage, cost, and whether one, the other, or both may fit.
Life Insurance After 50
What changes about shopping for coverage later in life.
Life Insurance After 60
Coverage considerations specific to your 60s and beyond.
Life Insurance Without a Medical Exam
What "no medical exam" actually means — accelerated underwriting, simplified issue, and guaranteed issue, explained and compared.
Final Expense / Whole Life Insurance, Explained
What final expense policies are (generally a type of whole life insurance), what they cover, and how they differ from other coverage.
How Much Does Life Insurance Cost? What Actually Determines Your Price
Life insurance doesn't have one universal price — premiums depend on age, health, coverage amount, and policy type. Here's what actually determines your cost.
Life Insurance for Smokers
How smoking status factors into coverage options and considerations.
Life Insurance with Diabetes
What to know about coverage considerations with a diabetes diagnosis.
Life Insurance With High Blood Pressure
Whether hypertension affects your ability to get coverage, and what to expect.
How Much Does Final Expense Insurance Cost?
What tends to drive final expense premiums, in plain language.
Full article coming soon
How Much Does Burial Insurance Cost?
How burial insurance pricing works and what affects it.
Full article coming soon
Is $10,000 Enough for Final Expenses?
How to think through whether a $10,000 planning amount fits your situation.
Full article coming soon
Is $20,000 Enough for Final Expenses?
How to think through whether a $20,000 planning amount fits your situation.
Full article coming soon
Life Insurance After a Heart Attack
What to know about coverage considerations after a heart attack.
Full article coming soon
Life Insurance After Cancer
What to know about coverage considerations after a cancer diagnosis.
Full article coming soon
Why Does Life Insurance Cost More As You Get Older?
The plain-language reasons age affects life insurance pricing.
Full article coming soon
Why Does a Life Insurance Application Ask for My Social Security Number?
What that request is typically for, and how to know a request is legitimate.
Full article coming soon
Term vs. Whole Life Insurance After Age 60
How the term-vs-whole-life decision tends to change later in life.
Full article coming soon
Life Insurance for Parents
Coverage considerations for parents thinking about their family's protection.
Full article coming soon